{"id":6210,"date":"2024-10-07T11:54:57","date_gmt":"2024-10-07T06:24:57","guid":{"rendered":"https:\/\/uat1.gettogetherfinance.com\/blog\/?p=6210"},"modified":"2025-10-10T16:58:45","modified_gmt":"2025-10-10T11:28:45","slug":"non-institutional-investor","status":"publish","type":"post","link":"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/","title":{"rendered":"IPO Basics: What is a Non-Institutional Investor (NII)?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/uat1.gettogetherfinance.com\/blog\/wp-content\/uploads\/2024\/09\/IPO-1024x597.webp\" alt=\"Non Institutional Investor\" class=\"wp-image-6211\"\/><\/figure>\n\n\n\n<p>When a company goes public through an <a href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/initial-public-offering\/\" target=\"_blank\" rel=\"noreferrer noopener\">Initial Public Offering (IPO)<\/a>, it offers shares to the public for the first time. Investors can participate in this by applying for shares. To streamline the process, investors are categorised based on their investment amount. One such category is the Non-Institutional Investor (NII). In this article, we will discuss the details of what is an Non-Institutional Investor. The blog will further explore their role in an IPO, features of Non-Institutional Investor, and the specific regulations governing them.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/#What_is_An_Non-Institutional_Investor_NII_in_An_IPO\" title=\"What is An Non-Institutional Investor (NII) in An IPO?\">What is An Non-Institutional Investor (NII) in An IPO?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/#Small_NII_sNII\" title=\"Small NII (sNII)\">Small NII (sNII)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/#Large_NII_lNII_or_bNII\" title=\"Large NII (lNII or bNII)\">Large NII (lNII or bNII)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/#Categories_of_Non-Institutional_Investor_NII_In_an_IPO\" title=\"Categories of Non-Institutional Investor (NII) In an IPO\">Categories of Non-Institutional Investor (NII) In an IPO<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/#1_Indian_Individual_Residents\" title=\"1. Indian Individual Residents\">1. Indian Individual Residents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/#2_Hindu_Undivided_Families_HUFs\" title=\"2. Hindu Undivided Families (HUFs)\">2. Hindu Undivided Families (HUFs)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/#3_Non-Resident_Indians_NRIs\" title=\"3. Non-Resident Indians (NRIs)\">3. Non-Resident Indians (NRIs)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/#4_Trusts_Societies_and_Companies\" title=\"4. Trusts, Societies, and Companies\">4. Trusts, Societies, and Companies<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/#5_High_Net_Worth_Individuals_HNIs\" title=\"5. High Net Worth Individuals (HNIs)\">5. High Net Worth Individuals (HNIs)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/#Features_of_the_Non-Institutional_Investor_NII_Category\" title=\"Features of the Non-Institutional Investor (NII) Category\">Features of the Non-Institutional Investor (NII) Category<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/#How_one_can_analyze_NII_in_an_IPO_for_good_signal_to_invest_or_not\" title=\"How one can analyze NII in an IPO for good signal to invest or not?\">How one can analyze NII in an IPO for good signal to invest or not?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/#Its_A_Wrap\" title=\"It\u2019s A Wrap\">It\u2019s A Wrap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/#FAQs\" title=\"FAQs\">FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/#u003cstrongu003eHow_are_shares_allocated_to_NIIs_in_an_IPOu003cstrongu003e\" title=\"u003cstrongu003eHow are shares allocated to NIIs in an IPO?u003c\/strongu003e\">u003cstrongu003eHow are shares allocated to NIIs in an IPO?u003c\/strongu003e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/#u003cstrongu003eCan_foreign_nationals_invest_as_NIIs_in_Indian_IPOsu003cstrongu003e\" title=\"u003cstrongu003eCan foreign nationals invest as NIIs in Indian IPOs?u003c\/strongu003e\">u003cstrongu003eCan foreign nationals invest as NIIs in Indian IPOs?u003c\/strongu003e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/#u003cstrongu003eWhat_are_the_disadvantages_of_investing_as_an_NIIu003cstrongu003e\" title=\"u003cstrongu003eWhat are the disadvantages of investing as an NII?u003c\/strongu003e\">u003cstrongu003eWhat are the disadvantages of investing as an NII?u003c\/strongu003e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/non-institutional-investor\/#u003cstrongu003eWhat_is_the_role_of_NIIs_in_stabilising_the_IPO_priceu003cstrongu003e\" title=\"u003cstrongu003eWhat is the role of NIIs in stabilising the IPO price?u003c\/strongu003e\">u003cstrongu003eWhat is the role of NIIs in stabilising the IPO price?u003c\/strongu003e<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_An_Non-Institutional_Investor_NII_in_An_IPO\"><\/span>What is An Non-Institutional Investor (NII) in An IPO?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/uat1.gettogetherfinance.com\/blog\/wp-content\/uploads\/2024\/09\/What-is-an-NII-in-an-IPO-1024x275.webp\" alt=\"What is an NII in an IPO\" class=\"wp-image-6212\"\/><\/figure>\n\n\n\n<p>NII fully stands for \u201cnon-institutional bidder\u201d or &#8220;Non-institutional investors\u201d. The terms are a crucial aspect to know, especially if you\u2019re planning to invest in IPOs. They are the individual investor who does not fall under the category of an institutional investor.<\/p>\n\n\n\n<p>NII&#8217;s, on the other hand, are individual investors who invest their own money. Basically, any individual investors who bid for IPO allotment with over 2 Lakh of investment comes under this category. It can be high-net-worth individuals, salaried employees, or anyone else who meets the criteria set by the regulatory authorities for non-institutional investors.<br><br>There are basically two types of NII;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Small_NII_sNII\"><\/span>Small NII (sNII)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Investors who bid for shares worth between Rs. 2 lakhs and Rs. 10 lakhs fall under this category.&nbsp;<\/li><li>Approximately one-third of the shares reserved for the NII category are allocated to sNIIs.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Large_NII_lNII_or_bNII\"><\/span>Large NII (lNII or bNII)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Investors who bid for shares worth more than Rs. 10 lakhs are classified as Large NIIs.<\/li><li>They are allocated the remaining two-thirds of the shares reserved for the NII category.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Categories_of_Non-Institutional_Investor_NII_In_an_IPO\"><\/span>Categories of Non-Institutional Investor (NII) In an IPO<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/uat1.gettogetherfinance.com\/blog\/wp-content\/uploads\/2024\/09\/categories-of-NII-in-IPO-1024x275.webp\" alt=\"Categories of NII in IPO\" class=\"wp-image-6213\"\/><\/figure>\n\n\n\n<p>When it comes to categories based on type of investors, there are major five classification of NIIs;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Indian_Individual_Residents\"><\/span>1. Indian Individual Residents<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>These are individuals who are citizens of India and reside within the country.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Hindu_Undivided_Families_HUFs\"><\/span>2. Hindu Undivided Families (HUFs)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This includes families that are governed by Hindu law and is considered an NII.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Non-Resident_Indians_NRIs\"><\/span>3. Non-Resident Indians (NRIs)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Indian citizens residing outside India are classified as <a href=\"https:\/\/www.india.gov.in\/topics\/foreign-affairs\/nris\" target=\"_blank\" rel=\"noreferrer noopener\">NRIs <\/a>and can participate as NIIs in IPOs. NRIs can invest in Indian IPOs through NRE or NRO bank accounts.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Trusts_Societies_and_Companies\"><\/span>4. Trusts, Societies, and Companies<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>These legal entities can also be classified as NIIs if they meet the eligibility criteria.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_High_Net_Worth_Individuals_HNIs\"><\/span>5. High Net Worth Individuals (HNIs)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>While not a distinct category, HNIs are typically individuals with major financial resources who often fall under the NII umbrella.<\/p>\n\n\n\n<p><strong>Also Read: <a href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/anchor-investors\/\" target=\"_blank\" rel=\"noreferrer noopener\">Anchor Investors<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Features_of_the_Non-Institutional_Investor_NII_Category\"><\/span>Features of the Non-Institutional Investor (NII) Category<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/uat1.gettogetherfinance.com\/blog\/wp-content\/uploads\/2024\/09\/Features-of-NII-Category-1024x275.webp\" alt=\"Features of NII Category\" class=\"wp-image-6214\"\/><\/figure>\n\n\n\n<p>The NII (Non-Institutional Investor) category in IPOs has many distinctive features that set it apart from other investor categories:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Eligibility and Participation: <\/strong>To participate, an investor needs to fall under the category of NIIs (Non-institutional bidders) and invest more than \u20b92 lakhs in an IPO.&nbsp;<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>No Registration Requirement: <\/strong>Unlike Qualified Institutional Buyers (QIBs), Non-Institutional Investors don\u2019t have to formally register with <a href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/role-of-sebi\/\" target=\"_blank\" rel=\"noreferrer noopener\">SEBI <\/a>to apply for an IPO. Any NII can apply for a public issue as long as they possess a demat account.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Allocation Process: <\/strong>In every IPO, a certain percentage of the total issue is reserved for NIIs, which is typically around 15% of the total issue size. Shares are distributed based on how much they apply for compared to the total NII demand.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Application Mechanism: <\/strong>NIIs can apply for IPO shares through the ASBA (Application Supported by Blocked Amount) process, where the application money is blocked in the investor\u2019s bank account until shares are allotted.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Higher Risk and Reward: <\/strong>NIIs often invest large sums, aiming for higher profits if the IPO performs well. However, they also face higher risks as market performance can be unpredictable.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Price Band and Bidding:<\/strong> NIIs usually bid at the upper price range to increase their chances of getting shares, especially in popular IPOs.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>No Lock-In Period: <\/strong>There is no mandatory lock-in period for shares allotted to NIIs, allowing them to sell the shares on the listing day itself if they choose to do so.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Competitive Bidding:<\/strong> The NII category often experiences competitive bidding, especially in highly anticipated IPOs, which can lead to oversubscription and proportional allocation.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_one_can_analyze_NII_in_an_IPO_for_good_signal_to_invest_or_not\"><\/span>How one can analyze NII in an IPO for good signal to invest or not?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>When looking at Non-Institutional Investors (NII) in an mIPO to decide if it&#8217;s a good investment, here\u2019s how you can analyse:<\/p>\n\n\n\n<p><strong>Non-Institutional Investor Subscription<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><em>See how much the NII portion is subscribed<\/em>. If more NIIs are buying, it shows they have strong interest, which could mean the stock is worth considering.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>If there\u2019s <strong>low subscription<\/strong>, it could be a warning that wealthy investors aren&#8217;t confident in the stock.<\/li><\/ul>\n\n\n\n<p><strong>Compare with Retail and Institutional Investors: <\/strong>Look at how the NII participation compares to regular retail investors and big institutional buyers. If NIIs are investing more, it may signal that experienced investors are positive about the IPO.<\/p>\n\n\n\n<p><strong>Size of Bids: <\/strong>NIIs usually make larger bids than retail investors. If they\u2019re making big bets, it shows confidence.&nbsp;<\/p>\n\n\n\n<p><strong>Past IPO Patterns: <\/strong>Check how previous IPOs with high NII interest performed. If stocks did well after NIIs showed strong interest before, it could be a positive signal.<\/p>\n\n\n\n<p><strong>NII Impact on Price After Listing<\/strong>: NIIs may sell post-listing, affecting price temporarily.<\/p>\n\n\n\n<p><strong>Market Confidence:<\/strong> Strong NII participation shows market confidence in the company.<\/p>\n\n\n\n<p><strong>Well-Known Investors<\/strong>: If you see well-known investors, it can be a positive signal.<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/uat1.gettogetherfinance.com\/blog\/risk-management-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">Risk Awareness<\/a><\/strong>: NIIs can handle higher risk, so even if they\u2019re investing a lot, it doesn\u2019t always mean the stock is safe. So keep your risk tolerance in mind.<\/p>\n\n\n\n<p><strong>NII Strategy<\/strong>: NIIs often look for quick profits and may not hold the stock for long. High NII interest can mean the stock might rise quickly, but not necessarily stay strong long-term.<\/p>\n\n\n\n<p><strong>Use Other Factors Too<\/strong>: Don\u2019t just rely on NII participation. Combine this with a check of the company\u2019s financials, and other factors before deciding.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Its_A_Wrap\"><\/span>It\u2019s A Wrap<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>For an IPO, Non-Institutional Investors (NIIs) play a crucial role in the Indian stock market. With their investment capacity and flexibility, they influence demand, pricing, and market liquidity. While the NII category offers opportunities for major returns, investors must carefully consider the related risks and regulatory needs. By adhering to the rules and regulations governing NIIs, investors can enhance their chances of successful participation in IPOs. High participation by NIIs is considered as a positive sign, showing confidence from experienced and wealthy investors.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1727517695590\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"u003cstrongu003eHow_are_shares_allocated_to_NIIs_in_an_IPOu003cstrongu003e\"><\/span>u003cstrongu003eHow are shares allocated to NIIs in an IPO?u003c\/strongu003e <span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Shares are allocated to NIIs based on a bidding process, considering factors like bid price and number of shares applied for. <\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1727517702954\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"u003cstrongu003eCan_foreign_nationals_invest_as_NIIs_in_Indian_IPOsu003cstrongu003e\"><\/span>u003cstrongu003eCan foreign nationals invest as NIIs in Indian IPOs?u003c\/strongu003e <span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>In most cases, foreign nationals cannot directly invest as NIIs. However, NRIs can participate through NRE or NRO accounts. <\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1727517718745\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"u003cstrongu003eWhat_are_the_disadvantages_of_investing_as_an_NIIu003cstrongu003e\"><\/span>u003cstrongu003eWhat are the disadvantages of investing as an NII?u003c\/strongu003e <span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Higher investment thresholds, competition from other NIIs, and exposure to market risks are some of the setbacks of investing as an NII. <\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1727517731403\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"u003cstrongu003eWhat_is_the_role_of_NIIs_in_stabilising_the_IPO_priceu003cstrongu003e\"><\/span>u003cstrongu003eWhat is the role of NIIs in stabilising the IPO price?u003c\/strongu003e <span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>NIIs can help stabilise the IPO price by acting as anchor investors and supporting the stock price in the initial trading sessions. <\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>When a company goes public through an Initial Public Offering (IPO), it offers shares to the public for the first time. Investors can participate in this by applying for shares&#8230;.<\/p>\n","protected":false},"author":1,"featured_media":6215,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[62],"tags":[],"class_list":["post-6210","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stock-market"],"acf":[],"_links":{"self":[{"href":"https:\/\/uat1.gettogetherfinance.com\/blog\/wp-json\/wp\/v2\/posts\/6210","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uat1.gettogetherfinance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/uat1.gettogetherfinance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/uat1.gettogetherfinance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uat1.gettogetherfinance.com\/blog\/wp-json\/wp\/v2\/comments?post=6210"}],"version-history":[{"count":6,"href":"https:\/\/uat1.gettogetherfinance.com\/blog\/wp-json\/wp\/v2\/posts\/6210\/revisions"}],"predecessor-version":[{"id":7758,"href":"https:\/\/uat1.gettogetherfinance.com\/blog\/wp-json\/wp\/v2\/posts\/6210\/revisions\/7758"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/uat1.gettogetherfinance.com\/blog\/wp-json\/wp\/v2\/media\/6215"}],"wp:attachment":[{"href":"https:\/\/uat1.gettogetherfinance.com\/blog\/wp-json\/wp\/v2\/media?parent=6210"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/uat1.gettogetherfinance.com\/blog\/wp-json\/wp\/v2\/categories?post=6210"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/uat1.gettogetherfinance.com\/blog\/wp-json\/wp\/v2\/tags?post=6210"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}